Get a fast disability insurance quote

Are you protected if you become too injured or ill to work? The ability to earn a steady income is an extremely valuable asset. But if you ever become disabled, this asset may be jeopardized. Staying out of work for a year could completely wipe out your savings. That’s why it may be a good idea to incorporate Individual Disability Income (DI) insurance into your financial planning. In the event that you become too hurt or sick to work at your normal occupation, DI insurance will give you a monthly benefit so you can meet your living expenses, preserve your accustomed living standard, and allow your business to stay in operation. These monthly benefits can be used to help pay business loans, mortgages, and other regular bills. Meanwhile, your savings & retirement assets will remain safe.

A Simple Way to Protect Your Assets

This disability life insurance works as follows: After your application and the completion of your telephone medical interview, you will receive an underwriting decision within seventy-two (72) hours. NO MEDICAL EXAMINATION OR FINANCIAL DOCUMENTS ARE REQUIRED. It’s fast, simple, and convenient!

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Features

• No routine medical requirements*
• No routine medical requirements*
• Occupational coverage for your line of work
• Occupational coverage for your line of work
• Up to $6,000 in monthly benefits (based on your occupation)
• Up to $6,000 in monthly benefits (based on your occupation)
• No financial verification
• No financial verification
• Guaranteed non-cancelable and renewable
• Guaranteed non-cancelable and renewable

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Documentation needed	Traditional Disability Insurance Underwriting	EQUOTE Disability Insurance Underwriting
Urine Specimen	Yes	No
Blood Specimen	Yes	No
Taxes	Yes	No
W2s	Yes	No
Paystubs	Yes	No
Medical Exam	Yes	No
Approval Time	7-9 Weeks	10-15 Days

[/designtable]

Unless a significant and undisclosed medical condition is reported by MIB, significant medical information is derived from the Tele App, or any other disability coverage has been issued or applied for on a non-medical basis. This is not a guaranteed issue program; applications could be rated, or declined. Combined Simplified DI and Simplified OE benefits cannot exceed $10,000/month. Total coverage refers to total in-force and applied for monthly benefit, Social Insurance Substitute rider and ½ of Future Increase Option rider amounts. CAT is available in an amount up to the applied for base monthly benefit. Normal issue and participation limits apply. The carrier may reserve the right to request medical records based on Tele Med interview results. Limited Underwriting means expedited and streamlined underwriting. Limited Underwriting does not mean guaranteed issue and does not modify underwriting requirements other than those specifically addressed herein. State variations and restrictions still apply.