No Exam Life Insurance Quotes
A quality life insurance policy is just a few steps away. We work with reputable carriers to bring you low cost, no exam term life insurance without the hassle and drawn-out process associated with traditional whole life insurance. Shop multiple companies forpolicies of up to $350,000 with no medical exam required.Simply answer a few questions for your instant quote.
About No Exam Term Insurance
Life insurance pays money to your named beneficiary or beneficiaries in the event of your death. This important coverage will help your loved ones pay for things like funeral costs, medical bills, living expenses, and other costs.
As the name suggests, a term life policy is financially affordable and one that you purchase for a specific amount of time— 10, 15, 20 or 30 years, for example. No exam term life policies are:
- Easy to understand
- Fast: get your policy in a few days, not weeks or months
- Flexible: you choose the term, from 10 to 30 years
- Convenient: no medical exam, lab work or drawn out underwriting process
Depending on the specific policy, you may be able to use term insurance to repay loans or other financial obligations or even convert it to a cash value plan should your future needs change.
How Much Life Insurance Should I Buy?
Here are some basic things to consider:
- The amount of debt you have, aside from a mortgage
- How much your survivors will need
- How much your family spends each month
- How much you need to retire
Additional things to consider when determining how much life insurance you need are targeted investment return, the anticipated inflation rate, and how much immediate cash your beneficiaries will need in the case of your death. Insurance companies will insure up to 10-15 times your income.
Get an instant no exam life insurance quote, and don’t hesitate to call us with questions or for assistance.